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How much it costs to live in the most expensive zip code in every state

Beverly Hills, California — the 90210 zip code — has some competition. GoBankingRates found the most expensive zip code in every state and how much money you need to make to live comfortably there. See the income it takes to live in each state's most expensive area.

  • Beverly Hills,
  • It's costly to be near the waterfront — the top 10 most expensive zip codes are all coastal.
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90210 may arguably be America’s most famous zip code; associated with fancy cars and even fancier homes, those five numbers are known to symbolize wealth and prestige — but it's not the only zip code to do so.

GoBankingRates recently found how much money you need to make to live in the most expensive zip code in every state, and 90210 has some competition.

To rank the list, they determined the most expensive zip code according to median home values for April 2018, sourced from Zillow. They then compared the monthly cost-of-living for one person based on housing, groceries, utilities, transportation costs, and healthcare expenditures. Housing costs were sourced from Zillow, while the other four costs were pulled from the Bureau of Labor Statistics.

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The monthly costs were combined and multiplied by 12 to get the annual cost of necessities in each zip code. Following the 50-30-20 budgeting guideline, the cost of necessities was doubled to find the amount of income one needs to live comfortably in each zip code, which determined the list rankings. Thus, necessities made up 50% of the yearly income, splurges made up 30%, and savings comprised 20%.

The top 10 most expensive zip codes all happen to be coastal areas.

Below, see the annual income you need to live in the most expensive zip code in every state, ranked from lowest to highest.

51. 26508: Brookhaven, West Virginia

Total income needed: $79,786

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Median listing price: $319,000

50. 57702: Rapid City, South Dakota

Total income needed: $83,064

Median listing price: $349,900

49. 39110: Madison, Mississippi

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Total income needed: $84,322

Median listing price: $367,000

48. 58503: Bismarck, North Dakota

Total income needed: $84,332

Median listing price: $329,900

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47. 82009: Cheyenne, Wyoming

Total income needed: $84,958

Median listing price: $366,800

46. 72223: Little Rock, Arkansas

Total income needed: $86,548

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Median listing price: $379,250

45. 52411: Cedar Rapids, Iowa

Total income needed: $90,388

Median listing price: $409,999

44. 68526: Lincoln, Nebraska

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Total income needed: $94,350

Median listing price: $443,700

43. 46032: Carmel, Indiana

Total income needed: $96,858

Median listing price: $459,900

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42. 40059: Prospect, Kentucky

Total income needed: $97,942

Median listing price: $487,450

41. 70130: New Orleans, Louisiana

Total income needed: $100,968

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Median listing price: $499,000

40. 53029: Merton, Wisconsin

Total income needed: $106,064

Median listing price: $524,450

39. 35223: Mountain Brook, Alabama

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Total income needed: $107,594

Median listing price: $588,325

38. 66224: Leawood, Kansas

Total income needed: $111,394

Median listing price: $585,000

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37. 83313: Bellevue, Idaho

Total income needed: $114,694

Median listing price: $595,000

36. 99516: Anchorage, Alaska

Total income needed: $115,262

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Median listing price: $519,900

35. 5251: Dorset, Vermont

Total income needed: $115,748

Median listing price: $612,000

34. 4105: Falmouth, Maine

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Total income needed:

Median listing price: $603,250

33. 19930: Bethany Beach, Delaware

Total income needed: $116,796

Median listing price: $619,000

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32. 59715: Bozeman, Montana

Total income needed:

Median listing price: $650,000

31. 45243: Madeira, Ohio

Total income needed: $120,580

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Median listing price: $666,250

30. 73007: Edmond, Oklahoma

Total income needed: $120,948

Median listing price: $685,000

29. 48009: Birmingham, Michigan

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Total income needed: $124,296

Median listing price: $699,900

28. 37014: Arrington, Tennessee

Total income needed: $128,306

Median listing price: $769,900

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27. 28480: Wrightsville Beach, North Carolina

Total income needed: $134,430

Median listing price: $775,000

26. 87506: Santa Fe, New Mexico

Total income needed: $147,722

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Median listing price:

25. 3870: Rye, New Hampshire

Total income needed: $152,694

Median listing price:

24. 55391: Wayzata, Minnesota

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Total income needed: $158,530

Median listing price:

23. 97034: Lake Oswego, Oregon

Total income needed: $164,944

Median listing price:

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22. 63124: Ladue, Missouri

Total income needed: $168,772

Median listing price:

21. 2807: New Shoreham, Rhode Island

Total income needed: $174,444

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20. 20015: Washington DC

Total income needed: $178,000

Median listing price:

19. 19035: Lower Merion, Pennsylvania

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18. 89451: Incline Village, Nevada

Total income needed:

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17. 20815: Chevy Chase, Maryland

Total income needed:

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16. 75205: University Park, Texas

Total income needed:

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15. 60043: Kenilworth, Illinois

Total income needed:

Median listing price: $1,495,000

14. 22101 McLean, Virginia

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13. 98040: Mercer Island, Washington

Total income needed:

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12. 84060: Park City, Utah

Total income needed:

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11. 85253: Paradise Valley, Arizona

Total income needed:

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10. 96821: Honolulu, Hawaii

Total income needed:

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9. 29482: Sullivan's Island, South Carolina

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8. 2554: Nantucket, Massachusetts

Total income needed:

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7. 6831: Greenwich, Connecticut

Total income needed:

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6. 31561: Sea Island, Georgia

Total income needed:

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5. 81654: Aspen, Colorado

Total income needed:

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4. 33109: Fisher Island, Florida

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3. 7620: Alpine, New Jersey

Total income needed: $499,244

Median listing price: $3,998,000

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2. 90210: Beverly Hills, California

Total income needed: $692,388

Median listing price:

1. 11962: Sagaponack, New York

Total income needed: $853,738

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Median listing price:

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